diff --git a/css/schedule.css b/css/schedule.css
index ef189d3..c425cb5 100644
--- a/css/schedule.css
+++ b/css/schedule.css
@@ -77,6 +77,7 @@
 .cal-body {
     display: grid;
     grid-template-columns: repeat(7, 1fr);
+    position: relative;
 }
 
 /* 날짜 셀 */
@@ -302,24 +303,49 @@
     font-weight: var(--font-weight-bold);
 }
 
-/* 로딩 상태 - 그리드 위에 펄스 효과 */
+/* 로딩 상태 */
 .cal-body.loading {
     position: relative;
+    min-height: 280px;
 }
 
 .cal-body.loading::after {
     content: '';
     position: absolute;
     inset: 0;
-    background: rgba(255, 255, 255, 0.5);
-    animation: pulse 1.2s ease-in-out infinite;
+    background: rgba(255, 255, 255, 0.7);
     pointer-events: none;
     z-index: 1;
 }
 
-@keyframes pulse {
-    0%, 100% { opacity: 0.3; }
-    50% { opacity: 0.6; }
+.cal-loading-overlay {
+    position: absolute;
+    inset: 0;
+    display: flex;
+    flex-direction: column;
+    align-items: center;
+    justify-content: center;
+    z-index: 2;
+    gap: var(--spacing-md);
+}
+
+.cal-loading-overlay .loading-spinner {
+    width: 36px;
+    height: 36px;
+    border: 3px solid var(--border-light);
+    border-top-color: var(--primary-color);
+    border-radius: 50%;
+    animation: spin 0.8s linear infinite;
+}
+
+.cal-loading-overlay .loading-text {
+    font-size: var(--font-sm);
+    color: var(--text-secondary);
+    font-weight: var(--font-weight-medium);
+}
+
+@keyframes spin {
+    to { transform: rotate(360deg); }
 }
 
 /* ========================================
@@ -522,7 +548,16 @@
 }
 
 [data-theme="dark"] .cal-body.loading::after {
-    background: rgba(0, 0, 0, 0.4);
+    background: rgba(0, 0, 0, 0.5);
+}
+
+[data-theme="dark"] .cal-loading-overlay .loading-spinner {
+    border-color: var(--glass-border);
+    border-top-color: var(--primary-color);
+}
+
+[data-theme="dark"] .cal-loading-overlay .loading-text {
+    color: var(--dark-text-secondary);
 }
 
 /* ========================================
diff --git a/js/schedule.js b/js/schedule.js
index 8a9e453..6d31e94 100644
--- a/js/schedule.js
+++ b/js/schedule.js
@@ -39,18 +39,39 @@
         if (cached !== null) {
             buildGrid(cached);
         } else {
-            // 즉시 빈 그리드 렌더링 (체감 속도 향상)
+            // 즉시 빈 그리드 렌더링 + 로딩 표시
             buildGrid([]);
-            calBody.classList.add('loading');
+            showLoading();
             fetchBookedDates(currentYear, currentMonth, function(dates) {
                 setCache(currentYear, currentMonth, dates);
                 buildGrid(dates);
-                calBody.classList.remove('loading');
+                hideLoading();
                 prefetchAdjacent();
             });
         }
     }
 
+    function showLoading() {
+        calBody.classList.add('loading');
+        // 기존 오버레이 제거
+        var existing = calBody.querySelector('.cal-loading-overlay');
+        if (existing) existing.remove();
+
+        var lang = (window.i18n && window.i18n.currentLang) || 'ko';
+        var loadingTexts = { ko: '불러오는 중...', en: 'Loading...', ja: '読み込み中...', zh: '加载中...' };
+
+        var overlay = document.createElement('div');
+        overlay.className = 'cal-loading-overlay';
+        overlay.innerHTML = '<div class="loading-spinner"></div><span class="loading-text">' + (loadingTexts[lang] || loadingTexts.ko) + '</span>';
+        calBody.appendChild(overlay);
+    }
+
+    function hideLoading() {
+        calBody.classList.remove('loading');
+        var overlay = calBody.querySelector('.cal-loading-overlay');
+        if (overlay) overlay.remove();
+    }
+
     function prefetchAdjacent() {
         var nextM = currentMonth + 1, nextY = currentYear;
         if (nextM > 12) { nextM = 1; nextY++; }